SBA LOAN FAQ'S
Click below for frequently asked questions about the Small Business Administration's COVID-19 loan programs.
- SBA Loan FAQ's
- To complete the Paycheck Protection Program application, click HERE. For a list of SBA approved lenders to submit you application to, click HERE.
- To apply for an Economic Injury Disaster Loan, click HERE.
RESOURCES FOR EMPLOYERS
Instructions on how small businesses or nonprofits can apply for the Paycheck Protection Program have been posted on the U.S. Small Business Administration website. The U.S. Treasury Secretary stated the loans will be available starting Friday, April 3rd and may be disbursed the same day. I encourage businesses affected by COVID-19 to apply. The loans are retroactive to February 15th and can be forgiven if you retain and/or re-hire laid off employees. Please share with local businesses you frequent.
- Paycheck Protection Program: Overview PDF
- Paycheck Protection Program: Application PDF
- Paycheck Protection Program: Borrower Information PDF
- Paycheck Protection Program: Lender Information PDF
As part of the Administration's efforts to combat the effects of COVID-19 on small businesses, the Economic Injury Disaster Loan program has been made available statewide, including nonprofits. The application is open and I encourage affected businesses to apply.
An executive order signed March 30th will provide tax, regulatory and licensing extensions for businesses throughout California. The order allows for businesses with a filing less than $1 million a 90-day extension on state and local taxes, including sales tax. It will also provide extensions on licensing deadlines and requirements for several industries. To view the full list of extensions download the linked PDF below.
Through the EDD, employers experiencing hardship as a result of COVID-19 may request up to a 60-day extension to file their state payroll reports and/or deposit state payroll taxes without penalty or interest. As an alternative to layoffs, employers experiencing a slowdown in their businesses or services can apply for the Unemployment Insurance (UI) Work Sharing Program, which may help you keep your employees by allowing workers to receive a percentage of their UI benefits based on reduced hours.
- Employment Development Department: Work Sharing Program
- Employment Development Department: Tax Assistance
Additional Employer Resources:
- California’s Labor & Workforce Development Agency, Resources For Employers And Workers
- CalOSHA Guidance On Requirements To Protect Workers From COVID 19
- National Small Business Association, Resources For Small Business On COVID-19
- Governor's Office Of Business And Economic Development (GO-Biz)
RESOURCES FOR EMPLOYEES
Once operational, the Pandemic Unemployment Assistance program will provide unemployment benefits to business owners, self-employed, independent contractors, those with limited work history and others not usually eligible for regular state benefits. Those who are eligible for the program will also receive the additional $600/week through the CARES Act for claims between March 29th and July 31st.
Employees who are sick, caring for the sick, or have reduced work hours may qualify for assistance through the EDD. Those who are self-employed and pay into CASDI may qualify as well. To learn how to apply, please visit the EDD's Website. If you're having trouble applying, please contact my district office.
COVID-19 KEY TOPICS
California COVID-19 "By the Numbers" Daily Update
California Health and Human Services Hospital Data and Case Statistics
If You Or Someone You Are Caring For Is Sick
Information For Healthcare Professionals
*HEALTH CARE PROFESSIONALS, CALIFORNIA NEEDS YOU*
California Health Corps - Register to Help
*HAVE YOU LOST YOUR JOB?*
OnwardCA - Resource and Job Search
BUSINESS/SMALL BUSINESS AND LABOR
U.S. Small Business Administration
National Small Business Association
Governor's Office Of Business And Economic Development (GO-Biz)
California’s Labor & Workforce Development Agency
California Small Business Development Center
California Small Business Finance Center
California Capitol Access Program
Unemployment Insurance Work Sharing Program
California Department of Tax and Fee Administration
CalOSHA Guidance On Requirements To Protect Workers From COVID 19
Jobs, Economic Development And The Economy
CITY/COMMUNITY UPDATES
COUNTY/UNINCORPORATED AREA UPDATES
COUNTY GENERAL SERVICES/ASSISTANCE
Department of Motor Vehicles
Expiring Driver's License Extensions
REAL ID (Extended Until October 2021)
Service and Transaction Updates
Developmental Disabilities
Department of Developmental Services
Association of Regional Center Agencies
Domestic Violence
EDD (EMPLOYMENT DEVELOPMENT DEPARTMENT)
Already Filed a Claim? Your Questions Answered
Updates Including Federal CARES Act Extensions
EDUCATION
California Department of Education
Riverside County Office of Education
San Diego County Office of Education
Bonsall Unified School District
Escondido Union School District
Escondido Union High School District
Fallbrook Union Elementary School District
Fallbrook Union High School District
San Marcos Unified School District
Temecula Valley Unified School District
Valley Center - Pauma Unified School District
EMERGENCY SERVICES
Federal Emergency Management Agency (FEMA)
California Office of Emergency Services
FINANCIAL ASSISTANCE
California Financial Relief Package
California Financial Help FAQ's
Consumer Financial Protection Bureau
FOOD BANKS
Feeding America Riverside/San Bernardino
GOVERNOR'S ORDERS/ACTIONS
Proclamation of a State of Emergency
Essential Critical Infrastructure Worker/Business List
California National Guard Deployment
EO: Local Gov't Authorization to Halt Evictions, Slow Foreclosures, Protect Against Utility Shutoffs
EO: Ensuring State School Funding and Distance Learning Strategies
EO: Timely Delivery of Vital Goods
EO: Protecting Ongoing Safety Net Services
EO: Suspending Student Standardized Testing
EO: Local Funding Flexibility to Address Homelessness
EO: Expanding Health Care Capacity Resources
EO: State Prisons Inmate Intake and Transfer
EO: Statewide Moratorium on Evictions
EO: Judicial Council Emergency Authority
EO: California Small Business Relief
EO: Preventing Water Shut Offs
EO: Protecting Consumers from Price Gouging
EO: Expanding Access to Child Care
EO: Procuring Necessary Medical Supplies
EO: Expanding Support for Vulnerable Populations
HEALTHCARE
Centers For Disease Control And Prevention
California Department of Public Health
California Department of Health Care Services
California Health and Human Services Agency
Covered California (Enrollment Extended Through June 30)
HOSPITALS
Alternative Care Site - Palomar Medical Center
HOUSING
California Tenant and Landlord Resources
INSURANCE
California Department of Insurance
INTERNET ACCESS
Low-Cost Internet Service and Computers in Your Area
INTERNET SAFETY
MENTAL HEALTH
National Alliance On Mental Illness HelpLine
National Domestic Violence Hotline
National Suicide Prevention Lifeline
Substance Abuse And Mental Health Services Disaster Distress Helpline
NON-PROFITS
National Council of Non-Profits
California Association of Non-Profits
PROPERTY TAX
Riverside County Treasurer-Tax Collector
San Diego County Treasurer-Tax Collector
RESTAURANTS STILL OPERATING (TAKE OUT/DELIVERY)
SENIORS
California Department of Aging
Riverside County Office on Aging
San Diego Aging & Independence Services
Senior Resources - City of Temecula
TAXES (Filing Deadline Extended Until July 15)
California Franchise Tax Board
UTILITY UPDATES
San Diego Gas and Electric Company (SDG&E)
San Diego County Water Authority
Fallbrook Public Utilities District
Rainbow Municipal Water District
Rancho California Water District
Rincon del Diablo Municipal Water District
Valley Center Municipal Water District
VETERANS RESOURCES
California Department of Veterans Affairs
VOLUNTEER OPPORTUNITIES - HELP YOUR COMMUNITY