California families are already facing skyrocketing insurance costs — and now Sacramento politicians are pushing a new proposal that could make it even worse
I’m fighting SB 1404, a bill that reinstates a state-imposed insurance tax (labeled a “fire prevention fee”) on homeowners in wildfire-prone areas — adding yet another cost that will ultimately impact housing affordability and insurance coverage.
What This Means for You
SB 1404 would:
- Reimpose a mandatory wildfire tax on homes in designated areas
- Create an ongoing, indefinite cost on homeowners
- Add financial pressure at a time when insurance premiums are already surging
Let’s be clear: this is a new tax increase on homeowners — and it comes right as families are struggling to keep or afford insurance coverage.
Why This Matters for Insurance Costs
California’s insurance market is already in crisis:
- Premiums are rising sharply
- Policies are being canceled
- Fewer insurers are willing to write policies in high-risk areas
Adding a new state-imposed cost only makes it harder for families to afford coverage and stay in their homes.
What I’m Fighting For
We need real solutions — not more taxes. I’m working to:
- Lower the cost of living for California families
- Address the root causes of the insurance crisis
- Ensure wildfire prevention is funded responsibly — without new taxes
Sacramento shouldn’t be making life more expensive for homeowners. I will continue fighting SB 1404 and any effort to raise your costs under the guise of a “fee.”
Stay tuned for updates as this bill moves through the legislature.